Student Loan Forgiveness
Student Loan Forgiveness 1
The bigger problem with student debt cancellation, however, is that it’s an ad-hoc, one-off move that does absolutely nothing to fix the deep pathologies in the way America financed undergraduate education. Matt Yglesias was exactly right to ask [on Twitter] what happens on the morning after the debt cancellation:
What is the plan for the day after universal debt cancellation when masters programs raise tuition and tell prospective students not to worry about it because the debt will be cancelled down the road?
But this perverse incentive, which economists call moral hazard, will only exacerbate an underlying problem. For decades, our strategy has been to limit the supply of available college seats while using subsidized loans to pump up the demand for those limited spots.
So we need to ask ourselves why we’re merely applying an expensive band-aid instead of addressing the deeper issue — and why we’re still so enamored of the idea of hurling big wads of cash at already-overpriced service industries.
Noah Smith, America is not fixing its college financing system (H/T The Morning Dispatch)
Student Loan Forgiveness 2
We were propagandized my entire high school simply to go to college, and we were promised if we did we would make more money and have a better life (“College graduates make 1 million dollars more than those who only graduate from high school!”). We received no guidance about which colleges to go to, how much money to take out, what to major in if we wanted return-on-investment, etc. Every guidance counselor told us this; every hallway had a poster proclaiming this; every teacher drilled it into us; from ages 13-18.
And we listened to them. And then we (as a generation) found out we’d have the equivalent of mortgages to pay off before we could get a real house and also that Boomers were not retiring so we couldn’t get jobs.
To put the question simply: In sussing out responsibility for the choice to take on debt, I don’t think “was someone holding a gun to your head when you took out the loan?” is the right question. I think something closer to “when you took out this loan—almost certainly while still a teenager or in your extremely early 20s—did anyone help you understand what you were doing and what the real ramifications of this choice would be?” In most cases, I think the answer is “not really.” Does it follow, therefore, that all the loan must be forgiven? Perhaps not. But at the very least we need to reckon with agency in a serious, thoughtful way and not in the simplistic terms being put forward by many commentators.
Harvard Law School professor Laurence Tribe made the economic realities inadvertently stark when he tweeted on the day of Biden’s [student loan forgiveness] announcement, “Good news for thousands of my former students. I’m grateful on their behalf, Mr. President.”
David French, Is There a Christian Case for Biden’s Debt Relief Plan?.
Yes, I relented on my intention to pay no more heed to French on the intersection of politics and religion. And, yes, the wisdom of that resolve was confirmed; IMHO, French shed no real religious light on his stated topic.
The Rarest Thing in Politics
Like my friend, I disagree with Liz Cheney’s political positions.
But there is something about her.
As much as I disagree with her, I trust her.
Why? Because she has demonstrated a quality that is so rare in American politics today — perhaps, also, in American life — that we cannot help but find that quality to be attractive.
Liz Cheney has integrity.
When I see Liz Cheney, I feel that I am in the presence of an American patriot. True, I disagree with her. But I know we would have a respectful conversation. Like I said, I trust her.
Liz Cheney makes me think of one of the later verses of “America the Beautiful” — the ones that we rarely sing, but which I think are among the finest lyrics to ever appear in a patriotic song.
O beautiful for heroes proved
In liberating strife,
Who more than self their country loved
And mercy more than life
The verse might have been referring to American heroes who proved themselves in military battle. They loved their country more than they loved their own lives. That is the meaning of sacrifice.
Liz Cheney exemplifies those words as well. When she led a principled fight against Donald Trump, she knew she was sacrificing her run for reelection. “Nevertheless, she persisted.”
Jeffrey Salkin, It’s Cheney-mania!
Whatever happened to the Emerging Democratic Majority?
We didn’t anticipate the extent to which cultural liberalism might segue into cultural radicalism and the extent to which that view, particularly as driven by younger cohorts, would wind up imprinting itself on the entire infrastructure in and around the Democratic Party—the advocacy groups, the foundations, academia of course, certainly the lower and middle levels of the Democratic Party infrastructure itself.
Ruy Teixara, interviewed by the Wall Street Journal, on why his Emerging Democratic Majority hasn’t emerged.
A Real Problem for Republicans
The main thing holding the GOP back from a complete takeover? The Daily Beast’s Matt Lewis is surely onto something when he notes that the Party of Lincoln, in its Trumpified version, has a fondness for nominating “idiots” to run for office.
Indeed, as Nellie [Bowles] noted only last week, there isn’t enough cocaine in the world to keep Mitch McConnell and voters everywhere from recognizing that “candidate quality” is a real problem for Republicans. They tend to nominate people with absolutely zero experience even running for office, much less holding it. The results aren’t just Dr. Oz alienating Pennsylvania voters by suggesting that John Fetterman brought about his own stroke, but Georgia’s favorite son, Herschel Walker, yammering on about too many trees while being unable to accurately count his own children.
Hillbilly Elegy author J.D. Vance managed to win his primary in Ohio with just 32 percent of the vote but rarely goes a week without some sort of gaffe, such as suggesting that women should stay in violent marriages.
Democrats nominate an occasional loose cannon, but I wouldn’t be all that keen on eliminating party primaries were I a Democrat: the Republican base keeps delivering candidates that a relatively easy to beat.
Russia 2016, USA 2022
A report published this week by Graphika and the Stanford Internet Observatory indicated that Twitter and Meta, for the first time, recently removed a set of fake accounts from their respective platforms for “using deceptive tactics to promote pro-Western narratives in the Middle East and Central Asia.” The influence campaign had reportedly been active for years, promoting the interests of the United States and its allies, spreading anti-extremism messaging, and opposing countries like Russia, China, and Iran. Neither tech platform directly attributed the activity to the U.S. government, but the U.S. and United Kingdom were listed as the “presumptive” countries of origin.
Could you remind me again how evil Russia is for trying surreptitiously to influence things like our 2016 election?
Just because it’s a fun simile
We remember Bill Clinton’s sex scandals and not Hillary Clinton’s almost-certainly criminal cattle-futures shenanigans because most people know what sex is and understand that you’re not supposed to cheat on your spouse, but trying to explain futures trading to the typical voter is like trying to get a dachshund to bark in terza rima — they just aren’t equipped. But people naturally get hypocrisy, or at least a dumbed-down version of it.
Kevin D. Williamson, Hypocrisy for Dummies
Whence cancel culture?
I had to drive a couple of hours yesterday, and I heard on a podcast a sober but startling theory I really need to pass along.
Roughly one-third (I believe he said) of college graduates are supporting themselves through jobs that require no more than a high-school education because there are not enough jobs in “the managerial class” for which they’ve been groomed. We are college-educating more people than the market requires. So the competition for managerial class jobs is fierce.
Whence cancel culture. If you can pick off a superior with a grainy home movie of him in blackface decades ago, you might just move up the ladder — assuming you’re on the ladder. If you’re not on the ladder but want on, picking off a peer by exposing a tasteless Tweet just might eliminate her from consideration.
The dynamics of the New York Times staff as described by escapees seems to fit this theory “to a T.” Restless youngsters have knocked off a number of their bosses, older colleagues and peers.
So cancel culture is (just?) the war of all against all in modern garb.
Do the math
It’s not difficult to see what’s going on here: oil companies haven’t invested in new and better domestic refineries because they know that, even in this hour of essentially free money, their profit margins are shrinking and there aren’t 30 years of crude in the ground to pay off 30-year mortgages on new refineries. The oil companies are in a “sunset industry” and they know it.
James Howard Kunstler, Adapt or Die: Kunstler’s Guide to Living in the Long Emergency.
I like the epigram to this article, too:
It is broadly true that political writing is bad writing. Where it is not true, it will generally be found that a writer is some kind of rebel, expressing his private opinions and not a “party line.”
—George Orwell, “Politics and the English Language”
Maggots doing what comes naturally
A sprawling campus, part of the University …, covers their eastern reaches. The waters are channelled into generic, forgettable pools fringed with generic, forgettable buildings. It is, of course, the modern kind of forgettable architecture. Every chunk of grey and glass has its own unique variation on the shape of a shoebox. The innovations are of the type that everyone in the world has seen so much of that only those paid to do so can even pretend to care anymore.
In this, the University … is no better or worse than every other university. They have all spread their aggressively mediocre buildings across the cities and towns: shiny lumps of architectural conformity that advertise the shallowness, greed, and transience of the institutions to the whole world. We should be thankful for them. They physically represent the death of the modern university’s soul, and so make it obvious. Now a university is just a machine for uprooting humanity. It takes the young from home but gives then no adult responsibilities, drops them into a society of other uprooted youth, habituates them to the mentality of the virtual class, and leaves them drifting in debt and doubt.
At this point, some readers may hope I will criticise the ‘woke’. I will not. A worm digesting a living human being is a problem. A worm digesting a corpse is just the natural order of things. The universities are corpses and fashionable ideologies are maggots.
A terrible decision killed the universities. History, always Sphinx-like, showed them three good things, but only let them keep two. The one that they left on the table was the one that they should have treasured. Without it, their wyrd was written. The three gifts history offered were called ‘important’, ‘new’, and ‘true’.
FFatalism, Academic landscapes.
More: An earnest young postgraduate once told me that texts have no meaning. I said I didn’t know what he meant. He tried to explain it to me again. I’m not sure why. He must have thought that he was saying something.
Quintessentially Legal and Quite Mad
Arkansas banned healthcare professionals providing gender transition procedures to anyone under 18. A Federal District (trial) Court and Circuit (appellate) court have both now held that the law violates the Equal Protection Clause:
[U]nder the Act, medical procedures that are permitted for a minor of one sex are prohibited for a minor of another sex. A minor born as a male may be prescribed testosterone or have breast tissue surgically removed, for example, but a minor born as a female is not permitted to seek the same medical treatment. Because the minor’s sex at birth determines whether or not the minor can receive certain types of medical care under the law, Act 626 discriminates on the basis of sex.
H/T Religion Clause.
I have seen this kind of reasoning over and over as the courts impose on us, and on legislators who beg to differ, their view of “discrimination on the basis of sex.” For instance, if John can marry Suzy then Sally should be allowed to “marry” Suzy.
I’m not alone:
As the [Franciscan Alliance] argues in its brief, in 2016 the government interpreted ObamaCare’s nondiscrimination provisions “to require doctors and hospitals nationwide to perform and insure gender-transition procedures and abortions or else be liable for ‘sex’ discrimination.”
Specifically, the feds read the law to require that services be offered on an equal basis. “If a gynecologist performs a hysterectomy for a woman with uterine cancer,” the alliance’s brief says, “she must do the same for a woman who wants to remove a healthy uterus to live as a man.”
This cultural clash isn’t going away, and the country is in for more trouble if progressives can’t rediscover the principle of pluralism. The government’s appeal shows a bloody-mindedness that is difficult to fathom.
However often I’ve seen it, I’ve never been able to get used to such reasoning as being sane. It strikes me as sophistry, though when we set out to outlaw sex discrimination, we implicitly set out to eradicate invidious sexual stereotypes. If we leave it to individual judges to determine what’s invidious, won’t decisions be all over the map? Isn’t a stupid, sophistical woodenness better than that?
A Child’s Purpose
“Because children grow up, we think a child’s purpose is to grow up,” Herzen says. “But a child’s purpose is to be a child. Nature doesn’t disdain what only lives for a day. It pours the whole of itself into each moment … Life’s bounty is in its flow. Later is too late.”
Oliver Burkeman, Four Thousand Weeks
[S]ubordinating truth to politics is a game which tyrants and bullies always win.
Jonathan Rauch, The Constitution of Knowledge
The Orthodox “phronema” [roughly, mind-set] cannot be programmitized or reduced into shibboleths.
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