If the Devil created an anti-city, a place where people would feel least human, Atlanta would surely be that place ….

So William Howard Kunstler opens his blog this week, but not so much to excoriate Atlanta as to introduce it as, ironically, the site of the 18th Congress of the New Urbanism. The blog is a pretty good 30,000-foot view of what’s most endearing about Kunstler’s thought. If you want an overview with spoken words and pictures, check here.

Or rummage through your own wetware if you’ve ever walked Boston’s Freedom Trail or Beacon Hill, or gawked at the dense cheek-by jowl homes of New York’s Greenwich Village, or ambled through Charleston’s Battery neighborhood, smelling the linseed oil of summer painting, or strolled, sweating, under the Live Oaks of Savannah’s old streets near the River (out in “Garden of Good and Evil” territory). There’s something human about those places, and it’s not just nostalgia — though nostalgia plays its part.

The New Urbanists, in my conviction, are advocating something — the only thing I know of — that makes sense for urban living, as opposed to the urban-suburban auto treadmill, waiting for the Oil Fairy to make peak oil go away. It needn’t be rank imitation of the places I just named, but they’ve got the scale right.

As my friend, Practicing Human, wrote this morning:

[W]e would be doing well to ask about consumption of energy resources on a micro-, meso- and macro-scale.  Managing our energy diet towards a sustainable rate means more than just changing our light bulbs.  We can think creatively about building and community design.  And we can adjust national priorities, which always proves to be incredibly difficult.

America is a country working foremost in a consumptive paradigm.  Until we can think differently about standards of living, then we are going to recreate the same problems.  But I think a different economic paradigm is still very far removed as it requires a significant leap in economic, political, and sociological thinking.

Sadly, the economic crisis is hurting the good guy developers along with the bad. Kunstler again:

I heard a lot of stories during the meeting in Atlanta last week but one really stood out. It was about the money and revealed a lot about what is going on in our banking system these days. A New Urbanist developer had gotten a small project going for a traditional neighborhood. Despite the global financial [crisis], the developer was able to meet the payments of his commercial loan.  But the FDIC sent bank examiners around America and they told the small regional banks that if they had more than twenty percent of their loans in commercial real estate (CRE) they would be put out of business. The banks were ordered to reduce their loads of CRE by calling in the loans and liquidating the assets. Ironically, the banks only called in their “performing” loans, the ones that were being regularly paid off, because they were ignoring and even concealing the ones that weren’t being paid.

The developer in question had his loan called in when the FDIC descended on his bank. He couldn’t pay off the $3 million in one lump, of course. The FDIC’s agents are going to seize and sell off his project if he can’t get it refinanced in short order.  He can’t get it refinanced because there is now such a shortage of capital in the banking system that no one can get a loan for anything. Also, since it is now well-known that the bank failed, the vultures are circling above his project hoping to buy it for a discount, so even the few private investors who have money won’t throw him a lifeline. By the way, the FDIC agents told him they are doing this because they now expect that virtually all commercial real estate loans in the USA will fail in the months ahead. Pretty scary story, huh?  And he was one of the good guys.

I suppose it was a tragic thing that the New Urbanists made themselves hostage to the same banking system that was behind suburban sprawl …

I have no great overarching point, but if people will read Kunstler, we are likelier to make the paradigm jump we need.